Help with Debt and Financial Advice
Taking that first step to seek advice can sometimes be a difficult one, however it can often be a positive way of taking control, planning forward and enabling affordable repayment of outstanding debts and maximising household income.
The Money and Pensions (MaPs) debt need survey suggests that 39% of UK adults either need or are at risk of needing debt advice.
Take StepChanges 60 second debt test get a sense of whether you would benefit from some debt advice: Debt Test.
Assess & Tackle Your Debts Today. StepChange
There are a lot of independent organisations that offer individual advice on debt and financial checks to ensure that your household income is being optimised.
We would always recommend that you undertake your own research before selecting an organisation for help and advice however, the Government provide a helpful link on free debt advice services and more information can be found here.
Help for Low Income Households
If you receive a low income you may be entitled to help through benefits. For more information on the variety of benefits and how to claim please visit:
Benefits and financial support if you're on a low income - GOV.UK
To check if your household is eligible for help through Benefits there are free financial health checks that you can use to check and be guided on what benefits you may be eligible for. These checks will cover all benefits including but not limited to Universal Credit and benefits associated with a disability.
These financial health checks are really easy to complete, you will just need your household details and income details. Most can be carried out anonymously so that you can decide if entitled whether to claim or not.
For more information please visit:
Warm Home Discount
Some households may eligible for a warm homes discount. This Government led initiative provides a one-off £150 discount off your electricity bill. For more information on eligibility and how to apply visit:
Warm Home Discount Scheme: Overview - GOV.UK
Seeking employment and job opportunities
If you are actively seeking employment, your local Job Centre and work coach will help you to identify opportunities and support.
You can find your local Job Centre Plus office here:
Contact Jobcentre Plus - Find your nearest office - GOV.UK
Derbyshire County Council also offer “Employability Support” for more information please visit.
Employability courses - Derbyshire County Council
Evidence of benefits to receive veterinary treatment
If you need evidence of benefits in order to get your pet treated at the PDSA, please request this here, if it is an emergency please call the team directly on telephone 0115 9071010.